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Temporary breakdown cover
The temporary breakdown cover is available for those going on a holiday who want roadside assistance just in case their vehicle malfunctions. It is also taken out by people that are going on a short trip in a rented or borrowed vehicle and want this type of protection just in case. This type of cover is often referred to as short term breakdown cover.
How long can temporary breakdown cover be taken out for?
Every insurance company has their own time restraints, but there are some that will cover a vehicle for as little as one hour. The longest time this type of protection can be taken out for is 31 days.
Why would I need temporary breakdown insurance?
There are many reasons to choose this type of cover. The most common are below.
What is included in temporary breakdown cover?
There are three main options in cover for this short time protection.
One decision that has to be made is if personal breakdown cover is to be used or vehicle cover will be chosen. With vehicle cover will allow anyone to be the driver, but is more expensive.
What determines the cost of temporary breakdown cover?
The age of the driver and their driving record reflects on the cost of this cover. The vehicle’s age, its maintenance and repair record also plays into the costs. Other factors are the length of the cover and the level of cover.
Remember temporary breakdown cover is extra protection when on the road. You will also have to have as a minimum Third Party only cover to operate the vehicle legally on the roads in both the UK and Europe.